InCred Money: High Return FDs

InCred Money is an all-in-one platform for intelligent investing in high interest Fixed Deposits which are regulated by RBI. InCred Money is trusted by over 1.5 lakh users with a ₹1,250 crore AUM, offering a user-friendly interface, expert insights, and diverse investment options.

Why Choose InCred Money?

Trust and Regulation:

Trusted and loved by more than 1.5 lakh users with an AuM of over ₹1,250+ crore and a track record of 100% on-time payments. Fixed Deposits on InCred Money are regulated by RBI.

Accessible Investment Opportunities:

InCred Money opens the doors to investing in multiple Fixed Deposits from just one app. You can now invest in high interest FDs offered by banks and NBFCs without opening a new bank account in less than 5 minutes. You can now diversify your portfolio effortlessly.

Expert Guidance:
Our dedicated team of financial experts simplifies the investment process. We provide the guidance and insights you need to make informed decisions and achieve financial success.

Need more reasons to invest?
Explore high interest fixed deposits offered by banks & NBFCs
Insurance of up to ₹5 lakh by DICGC on Bank Deposits per PAN per bank
Get an Amazon voucher of ₹250 on booking your first bank FD
No need to open a new Savings Bank Account to invest in FDs
It literally takes less than 5 minutes to invest
100% digital without the hassle of paperwork
Exceptional customer support for a smooth investment experience
0 defaults to date


How to book FD on the InCred Money App?
Step 1 - Sign up with your Aadhar linked mobile number
Step 2 - Compare and select best high interest FDs offered by Banks & NBFCs
Step 3 - Select the tenure and enter the amount based on your preference
Step 4 - Enter your Aadhaar and PAN number
Step 5 - Make the payment to complete the booking

What are Fixed Deposits?
Fixed Deposits (FDs) are financial instruments offered by banks and financial institutions where individuals deposit a certain amount of money for a fixed period at a predetermined interest rate. In return for this investment, you earn interest at a set rate. After maturity, the institution returns your original principal plus the interest earned until that point. Fixed deposits are also interchangeably known as term deposits.

InCred Money offers high interest fixed deposits and the investing process is completely paperless and investing in FDs on the app is 100% safe & secure.

Who can issue Fixed Deposits in India?

Scheduled Commercial Banks
All Scheduled Commercial Banks in India, including Public Sector Banks, Private Sector Banks, Foreign Banks, Cooperative Banks, and Small Finance Banks (like SBI, ICICI Bank, HDFC Bank, Utkarsh SF Bank, Shivalik SF Bank and more) are authorised to offer fixed deposits. These banks are regulated by the RBI.

NBFC
Fixed Deposits can be issued by NBFCs that have specific authorisation with an investment grade rating granted by an approved credit rating agency for deposit collection are allowed to issue FDs. These institutions undergo a rigorous regulatory process and comply with financial requirements set by the RBI. NBFCs like Bajaj Finance Ltd. and Shriram Finance Ltd. issue Corporate Fixed Deposits which are similar to bank fixed deposits.

How to stand out and be a part of InCred Money Pro?
Invest ₹5 lakh in FD to become an InCred Money Pro Member. Any InCred Money Pro Member gets various exclusive benefits:

Early Access to all new Corporate Bond launches
Dedicated Relationship Manager
Get invited to Exclusive Events, Workshops & Webinars

Join our thriving community of investors and grow your money with InCred Money. Your financial security matters, and were here to make your money work for you. Start your smarter investing journey today.

If you have any questions, queries, or suggestions, feel free to write to us at [email protected].